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Study In Singapore With Subsidized Tuition Fees


Many students want to work abroad and get some experience before leaving for their home country after completing their higher education.

In my opinion one should really try to stay back and gather some relevant work experience if they are getting a job offer abroad after finishing their studies since:-





*Experience in abroad is valued by all the employers and thus you will stand out when you return back. You may even end up in a better salaried job than your counterpart.
*Students who have taken heavy education loan and want to return back this amount can definitely do it easily if the currency exchange in their current abroad city is higher than their country of citizenship where they want to return. Well for example a guy in India took more than 20 LAK Rupees (38000 USD approx) and in two years his interest rate summed with his original loan is around 25lak rupees (just an example) and let’s consider he studied in USA and ends up in a typical job of around 4000 USD per month (you can expect that) and he saves around 2000 USD (possible!!!) then in two years he can definitely cover his complete loan and get relieved. Consider he returns back to India and his salary is around 70000 INR (even salary below this is possible) and he saves around 40000 INR then it will take him 7 to 8 years minimum to cover his education Loan. Even though you can cover your loan within 10-15 years I think option one will be preferred by everyone.

* Who guarantees you a job in your home country? What If you could not get a job after returning? That’s going to be a big problem won’t it?


Singapore has got excellent universities ranked extremely high on top universities table around the world.

National University of Singapore is ranked 25th while Nanyang technological University is within 47th and both are in top 5 best universities of Asia. Check QS link.


Now if you want to study in Singapore with subsidized (reduced) tuition fees then you have to sign up a service obligation. From AY2008-2009 on-wards  international students who choose to pay a lower tuition fee (and thus receive higher subsidy) will have to take up a 3-year service obligation. As part of the service obligation, the international student is required to work in Singapore-based companies upon graduation. It’s kind of a bond you sign up with a company. If you agree to this obligation you have to be in Singapore for three years , work there and thus pay taxes which will help the government obviously (and that’s why the rule!!! ). Clever?

All the universities in Singapore has this process and people who chose to pay reduced fees and thus end up agreeing to service obligation has to notify the university about their intention to opt for the service obligation. They can do so during the online admission application by clicking on the service obligation option. Alternatively, they can inform the University staff during matriculation.


Even though students may wonder whether it will be really worth to work in the same company for 3 years, I think it will be worth every ounce of the things you will learn and Singapore companies are famous worldwide and also salary there is really good. Courses in Singapore are mostly around 1-1.5 year’s duration and thus you can finish your education in short time and start working early. And not to mention the temperate climate in Singapore with all four seasons actually happening (unlike Russia, Canada etc where winter dominates). What do you think about this rule and whether you still want to go for this bond? Comment!



PS- Complete procedure to sign a obligation will be covered in an entire new post.

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